Products

 

Download our Product Guide


Please note : All Tuscan Capital products are non-regulated and so not available secured against a borrower’s own home.

Bridge Solutions

  • England and Wales
  • £150,000 - £10million
  • Loan terms from 3-24 months
  • Up to 75% LTV
  • Rates from 0.79%pm (0.38% over Bank Base Rate)

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Bridge Solutions

Bridging Criteria and Key Features

 

  • England and Wales
  • Rates from 0.79%pm (0.38% over Bank Base Rate)
  • Terms from 3 months to 24 months
  • Max LTV - 75% Open Market Value (OMV)
  • Below Market Value (BMV): Loans up to 85% loan to purchase price (90% by exception)
  • Loans up 100% of purchase price (with the benefit of additional security)
  • Mixed-Use up to 80% commercial to be considered semi-commercial
  • First charge and second charge loans (subject to consent being granted by the first mortgage)
  • Loan facilities from £150,000 to £10,000,000
  • All types of residential property considered including new-builds, HMOs, small blocks of flats and BTL portfolios
  • Foreign nationals and ex-pats considered with appropriate Know Your Customer (KYC) documentation and proof of residency supplied
  • Available to private individuals, corporate entities, Special Purpose Vehicles (SPVs) and off-shore limited companies
  • Credit-approved term sheets typically issued inside 4 hours

Please note: this is not an exhaustive list of requirements.

Commercial Bridging

  • England and Wales
  • £150,000 - £10million
  • Loan terms from 3-24 months
  • Up to 70% LTV
  • Rates from 0.90%pm (0.49% over Bank Base Rate)

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Commercial Bridging

Criteria and Key Features

  • Semi commercial and commercial bridging from 0.90% pm (0.49% pm over bank base rate)
  • Loans from £150,000 to £10,000,000
  • Up to 70% LTV
  • Terms from 3 – 24 months
  • England and Wales

Loan Purpose:

  • Auction / acquisition purchase
  • Refinance Capital raise
  • Rental stabilisation periods
  • Securing planning permission
  • Short-term business cash flow
  • Light and medium refurbishment
  • Mortgage delays Investment portfolios

Security types:

  • Mixed use
  • Retail Office
  • Industrial
  • Warehouse
  • Student accommodation
  • Garages / showrooms
  • Food outlets
  • Factories

 

Refurbishment

  • England and Wales
  • £250,000 - £2million
  • Loan terms from 3-24 months
  • Up to 75% LTV
  • Rates from 0.95%pm (0.54% over Bank Base Rate)

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Refurbishment

Criteria and Key Features

  • Up to 75% LTV day one and 100% of costs in arrears
  • Rates from 0.95%pm (0.54% over bank base rate)
  • Arrangement fee and exit fee apply

Light refurbishment:

  • Works loan limited to 50% of open market value (OMV)
  • Energy Performance Certificate (EPC) enhancements such as upgrading electrics, boiler, insulation for walls and floors, new double / triple glazed windows and doors

Medium refurbishment:

  • Loft conversions
  • Reconfigurations
  • Single storey extensions
  • Commercial to residential schemes

*Floor area not to increase by more than 25%, a maximum cost plan 100% of open market value (OMV), and works duration limited to 12 months.

Development Exit Bridge

  • England and Wales
  • £150,000 - £10million
  • Loan terms from 3-24 months
  • Up to 75% LTV
  • Rates from 0.79%pm (0.38% over Bank Base Rate)

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Development Exit Bridge

Criteria and Key Features

 

  • Funding available from £150,000 to £10,000,000.
  • Rates from 0.79%pm  (0.38% pm over bank base rate)
  • Funding up to 75% LTV
  • Funding available close to or on practical completion
  • Prevents development finance extension fees and can facilitate cash releases for other projects
  • Industry leading service at competitive pricing

 

Auction Funding by Tuscan Capital

  • England and Wales
  • £150,000 - £10million
  • Loan terms from 3-24 months
  • Up to 75% LTV
  • Rates from 0.79%pm (0.38% over Bank Base Rate)

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Auction Funding

Criteria and Key Features

 

  • Max LTV - 75% Open Market Value (OMV)
  • Below Market Value (BMV) -  Loans up to 85% loan to purchase price (90% by exception)
  • Loans up 100% of purchase price (with the benefit of additional security)
  • A certified Offer of Finance subject only to final valuation and title clearance
  • Access to a dedicated legal team experienced in managing urgent property purchase matters
  • Title insurance specially negotiated to expedite the legal process and help overcome red tape and bureaucratic hurdles
  • The services of a carefully-selected Valuation Panel to provide prompt turnaround times (within 48 hours) and a copy of the final report immediately upon issue
  • Lending against bricks and mortar in England and Wales from £150,000 to £10m

 

HMO Funding

  • England and Wales
  • Funding available up to £3,000,000
  • Loan terms from 3-24 months
  • Up to 70% LTV
  • Rates from 0.90%pm (0.49% over Bank Base Rate)

Find out more

HMO FUNDING (Houses in Multiple Occupation)

Criteria and Key Features

 

  • Funding available up to £3,000,000
  • Funding of purchase price up to 70% LTV
  • Funding of refurbishment costs up to 100%
  • Funding up to a total of 65% of LTGDV
  • Fast, flexible delivery of funds and a simple drawdown process
  • Industry leading service at competitive pricing

YOUR GUIDE TO HMO FUNDING

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